:root{--navy:#1a3a5c;--navy-dark:#0f2338;--navy-mid:#1e4a73;--orange:#e87722;--orange-light:#f4944a;--orange-dark:#c45f10;--cream:#f0ebe3;--cream-dark:#e4ddd3;--white:#fff;--text-dark:#1a2a3a;--text-mid:#3a4a5a;--text-light:#6a7a8a;--shadow:0 4px 24px rgba(26,58,92,.12)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Nunito',sans-serif;background:var(--cream);color:var(--text-dark);overflow-x:hidden;line-height:1.6}
a{color:var(--orange-dark)}
nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:var(--navy-dark);padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:70px;box-shadow:0 2px 20px rgba(0,0,0,.3)}
.nav-logo{display:flex;align-items:center;gap:12px;text-decoration:none}
.nav-logo img{height:52px;width:52px;object-fit:contain;border-radius:50%;background:var(--cream);padding:3px}
.nav-logo-text{font-family:'Oswald',sans-serif;color:#fff;font-size:1.1rem;line-height:1.2}
.nav-logo-text span{color:var(--orange);font-size:1.35rem;font-weight:700;display:block}
.nav-links{display:flex;align-items:center;gap:30px;list-style:none}
.nav-links a{color:rgba(255,255,255,.85);text-decoration:none;font-family:'Oswald',sans-serif;font-size:.95rem;letter-spacing:.05em;text-transform:uppercase}
.nav-links a:hover{color:var(--orange)}
.nav-phone{font-family:'Oswald',sans-serif;font-size:1rem;color:var(--orange);text-decoration:none;font-weight:600;white-space:nowrap}
.hero{background:var(--navy-dark);padding:130px 5% 70px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 80% 40%,rgba(232,119,34,.16) 0,transparent 50%),radial-gradient(circle at 10% 90%,rgba(30,74,115,.45) 0,transparent 40%)}
.hero-inner{position:relative;max-width:900px;margin:0 auto}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.6);margin-bottom:18px}
.crumbs a{color:var(--orange-light);text-decoration:none}
.badge{display:inline-block;background:rgba(232,119,34,.15);border:1px solid rgba(232,119,34,.4);color:var(--orange-light);padding:6px 16px;border-radius:100px;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:20px}
h1{font-family:'Oswald',sans-serif;font-size:clamp(2.1rem,5vw,3.6rem);font-weight:700;line-height:1.1;color:#fff;margin-bottom:18px}
h1 .accent{color:var(--orange)}
.lead{font-size:1.1rem;color:rgba(255,255,255,.8);line-height:1.75;max-width:720px;margin-bottom:30px}
.btns{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-block;font-family:'Oswald',sans-serif;font-size:1.05rem;letter-spacing:.04em;text-transform:uppercase;text-decoration:none;padding:14px 28px;border-radius:6px;font-weight:600;transition:background .2s}
.btn-primary{background:var(--orange);color:#fff}
.btn-primary:hover{background:var(--orange-dark)}
.btn-outline{border:2px solid rgba(255,255,255,.5);color:#fff}
.btn-outline:hover{border-color:var(--orange);color:var(--orange-light)}
.trust{background:var(--navy);color:#fff;padding:16px 5%;display:flex;gap:28px;justify-content:center;flex-wrap:wrap;font-size:.92rem;font-weight:600}
section.block{padding:64px 5%}
.wrap{max-width:1000px;margin:0 auto}
h2{font-family:'Oswald',sans-serif;color:var(--navy);font-size:clamp(1.6rem,3.5vw,2.3rem);margin-bottom:12px;line-height:1.2}
.sub{color:var(--text-mid);max-width:720px;margin-bottom:32px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.card{background:#fff;border-radius:10px;padding:24px;box-shadow:var(--shadow);border-top:4px solid var(--orange)}
.card h3{font-family:'Oswald',sans-serif;color:var(--navy);font-size:1.15rem;margin-bottom:8px}
.card p{color:var(--text-mid);font-size:.97rem}
.alt{background:var(--cream-dark)}
.tips{background:#fff;border-left:5px solid var(--orange);border-radius:8px;padding:26px 28px;box-shadow:var(--shadow)}
.tips h3{font-family:'Oswald',sans-serif;color:var(--navy);font-size:1.25rem;margin-bottom:12px}
.tips ul,.tips ol{padding-left:22px;color:var(--text-mid)}
.tips li{margin-bottom:8px}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;counter-reset:s}
.step{background:#fff;border-radius:10px;padding:24px;box-shadow:var(--shadow);position:relative}
.step::before{counter-increment:s;content:counter(s);display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:var(--orange);color:#fff;font-family:'Oswald',sans-serif;font-weight:700;margin-bottom:12px}
.step h3{font-family:'Oswald',sans-serif;color:var(--navy);margin-bottom:6px}
.step p{color:var(--text-mid);font-size:.97rem}
details{background:#fff;border-radius:8px;box-shadow:var(--shadow);margin-bottom:12px;padding:0 22px}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:18px 0;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:'+';float:right;color:var(--orange);font-size:1.4rem;line-height:1}
details[open] summary::after{content:'–'}
details p{color:var(--text-mid);padding-bottom:18px}
.related{display:flex;flex-wrap:wrap;gap:10px}
.related a{background:#fff;border:1px solid var(--cream-dark);color:var(--navy);text-decoration:none;font-weight:700;padding:10px 18px;border-radius:100px;font-size:.92rem;box-shadow:var(--shadow)}
.related a:hover{border-color:var(--orange);color:var(--orange-dark)}
.cta{background:var(--navy-dark);text-align:center;padding:64px 5%}
.cta h2{color:#fff}
.cta p{color:rgba(255,255,255,.75);max-width:600px;margin:0 auto 28px}
.cta .btns{justify-content:center}
footer{background:#0a1826;color:rgba(255,255,255,.7);padding:48px 5% 24px}
.footer-top{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer h4{font-family:'Oswald',sans-serif;color:#fff;margin-bottom:12px;letter-spacing:.05em;text-transform:uppercase;font-size:.95rem}
footer ul{list-style:none}
footer li{margin-bottom:8px}
footer a{color:rgba(255,255,255,.7);text-decoration:none;font-size:.92rem}
footer a:hover{color:var(--orange)}
.footer-bottom{max-width:1100px;margin:32px auto 0;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);font-size:.85rem}
@media(max-width:900px){.nav-links{display:none}.footer-top{grid-template-columns:1fr 1fr}.hero{padding-top:110px}}
@media(max-width:560px){.footer-top{grid-template-columns:1fr}.nav-logo-text{font-size:.95rem}.nav-phone{font-size:.9rem}.btn{width:100%;text-align:center}}